Strut Your Stuff With Our Bank Teller Resume Template for Word

Strut Your Stuff With Our Bank Teller Resume Template for rogerStrut Your Stuff With Our Bank Teller Resume Template for WordIntroductionBe prepared to jump on every employment opportunity by having a well Seasoned bank teller with proficiencies in transaction processing and cash management Professional customer service manner and excellent mathematic capabilities MultiABA Bank Teller Certificate 2009 American Bankers AssociationHigh School Diploma 2008 Atlantic City High School, Atlantic City, NJ

Tips for Surviving Your First Year in Business

Tips for Surviving Your First Year in BusinessTips for Surviving Your First Year in BusinessFew small businesses make much profit their first year - if they make any profit at all. Even with a low start-up cost business, you will eventually need to invest money into your business in order to grow it by expanding products, services, moving into new geographic territories, or hiring others to help you. The old, familiar saying is true It takes money to make money.Rule of Thumb Have one year of savings already in the bank to live off before you quit your day job. If you are notlagelage planning to personally feststellung your business, raise capital before you launch the business. The promise of money is never as good as cash in your bank account. Protect Your Marriage by Not Becoming Overprotective About Your Business If you are married, be honest with your spouse before quitting your job and say that business is unpredictable and you may need to rely on their income for an undeter mined period of time. It is better to be surprised by a good month than by a bad month. You should also discuss how you will deal with the business as a couple. Establishing early on who will do what (if you work together) will save you the heartache of arguing about the businesses ups and downs. If you have young children, expect them to become jealous if you spend more time working than you do with them. Allowing them to help in small ways can add up to big rewards. If you become territorial about your business instead of involving family, you are guaranteed at least some friction. Even when family members (and friends) offer bad ideas, praise them and validate them for caring. See their input as a desire to help you succeed and not as a critique of you. Putting aside your pride and Having thick skin will help you make better business decisions and keep your interpersonal relationships healthy and strong. A Rainy Day Will Come Other first-year start-up costs include insurance, taxes, and unexpected expenses. For example, most businesses need some form of technology to operate smoothly. If your computer dies or needs to be upgraded, you could be dead in the water if you do not have funds to draw on the handle emergencies. Although savvy new business owners will factor in some rainy day costs for the businesses, they may forget the need to factor in personal rainy day events. If you have taken the plunge and are relying on your business for income, what happens if your business cannot pay you and you incur unexpected medical expenses, your car or home needs a major repair, or you need to upgrade your business wardrobe to impress clients? Dont Get Too Excited About Profits Money is coming into your business and you are (and should be) doing cartwheels. But do not forget that you will need to pay quarterly taxes to the federal government and your state on any profits made. Unless you are not going to owe any taxes for the year, you need to budget to pay taxes. Depending upon your business structure, this could mean payroll taxes as well as income taxes. Many localities also base business license fees on how much money you make. Have a profitable year and your business license could cost you more next year. Paying Yourself The most important start-up cost to consider is your own salary. Many business owners are willing (and expect) to work for free, or at a reduced salary while they establish their businesses. However, you will still have personal expenses and bills to pay outside of your business expenses. If you do not have personal funds set aside to titel months where the business is not bringing in enough income to pay yourself, you will quickly find yourself in a difficult place. Have a Backup Parachute In Place If you form a sole proprietorship you and the business are essential one legal entity. If someone sues the business, they can collect from youpersonally. If the business has debts - they are your debts. If you start a corporation, you limit your financial liability, however, you could also be booted out of your own business if your board of directors rallies to fire you. To protect your long-term personal and business future, be aya to research the various types of business structures to choose the one that makes the most sense for you. Just because your friend chose one type of business structure, does not mean it is right for you. Ask yourself in advance- what happens if the business fails and you have already quit your job? The unexpected will not catch you off guard if you plan ahead. Losing a business is hard enough to deal with- losing your home because of a failed business is far worse.

The most common sensitive topics employees discuss at work

The most common sensitive topics employees discuss at workThe most common sensitive topics employees discuss at workNew research from Olivet Nazarene University shows that conflict with coworker(s) is the most common sensitive topic that employees can talk about with a friend at work, at 64%.The school surveyed 3,000 Americans working in full-time positions for the study.Tough things people can talk about with a friend at workHeres how respondents weighed inConflict(s) with coworkers 64%Love life 58%Health issues 53%Financial issues 33%Heres how often employees say they spend time with office friends outside of work over the course of a typical monthA couple times per month 41%Once per month 26%Weekly 20%Less than once per month 18%Respondents also answered questions about the same topicDo you spend time with work friends outside of work? 62% Yes, 38% NoHave your work friends honigwein your non-work friends? 53% Yes, 47% NoHave your work friends met your significant other? 69% Yes, 3 1% NoThe nature of work friendshipsPeople also answered more questions about their friendships, with just 10% saying that theyve quit a position because a friend left, and 90% saying they havent.But while 68% surveyed say they talk to work companions about their salary, 32% claim that they dont.A few industry categories with employees who are the most likely to talk about their money with others are Marketing, Advertising, PR and Restaurant, Food, Beverage. Conversely, afew categories with employees who are least likely to talk about the cash are Media and Nonprofit, Social Services.Additionally, it seems like people have no problem with trying to get their friends to work in the same place they do, with 59% saying that they have recruited one to do so before. Forty-one percent said that they have not.In terms of how much people have stayed in touch with work friends they dont work alongside anymore, 55% said they have stayed in touch a little, 27% said that they barely stay in touc h, and a slim 18% say that they stay closely in touch.